What is Critical Illness Insurance?

Critical illness insurance or critical illness coverage is an insurance product, where the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the critical illnesses listed in the insurance policy.

The policy may also be structured to pay out regular income and the payout may also be on the policyholder undergoing a surgical procedure, for example, having a heart bypass operation.

Conditions That May be Covered:

  • Alzheimer's disease
  • blindness
  • deafness
  • kidney failure
  • A major organ transplant
  • multiple sclerosis
  • HIV/AIDS contracted by blood transfusion or during an operation
  • Parkinson's disease
  • paralysis of limb
  • terminal illness

Contact us to learn more about the right critical illness coverage for you.
(208) 295-0067​
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